• Bilb!@lemmy.ml
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    2 days ago

    Folding phones are so expensive that I consider it mandatory to have insurance. Samsung Care Plus, in Samsung’s case. I switched to a pixel pro fold so I could use Graphene and got whatever googles insurance plan is.

    • Hagdos@lemmy.world
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      2 days ago

      You should only take insurance on things you can’t afford to replace (like your house, your car). If you can’t replace your phone from savings, you shouldn’t buy a high-end phone.

      • Bilb!@lemmy.ml
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        2 days ago

        Just because you can replace your phone from savings doesn’t mean it’s desirable to do so. The monthly payments for these plans are low, and they have saved me money with two full replacements over a period of about 5 years.

        • Hagdos@lemmy.world
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          13 hours ago

          Typically an insurance doesn’t save you money. If it did the insurer would go bankrupt.

          Unless you know you will claim much more than a typical insuree, because you break a lot of stuff.