I mentioned it elsewhere in the comments, but in my experience, payment portals have redirected me to a verification page that has two options app verification and customer support, even though I have SMS setup. I contacted capital one and the rep said it was working as intended.

What is your 2fa method, I cannot sign in to the website without it and the only options I have been presented are SMS and app verification.

I guess it is a matter of semantics at this point, but i take the year of the Linux phone to be when a phone running a Linux os is viable for the masses, which as my original message states is at least 10 years out.

The standard for banks like capital one is, in order to login in a browser you must use their app 2fa, they do not support third party 2fa methods, and their app doesn’t work under compatibility layers. That last part may come with a workaround, but my earlier point is that the normal end user wouldn’t feel comfortable using such a thing if it is not officially allowed.

They also claim you can use 2fa by SMS, but that is first and foremost wrong since it isn’t an option for payment portals, and secondly insecure.

How do you deal with 2fa? For capital one in particular, I don’t believe there is an option not to use their app, and the other banks that I use are in the same boat or adamantly recommend to use their app.

How do you deal with 2fa? For capital one in particular, I don’t believe there is an option not to use their app, and the other banks that I use are in the same boat or adamantly recommend to use their app.

More like 2026 + 10, Linux phones are severely lagging behind, enough so that they are at least 10 years away from having enough adoption for banks and the like to recognize their existence, the annoying truth is that it cannot be mainstream until it is able to use these critical apps with no workarounds as “it works but isn’t allowed” will be the death knell of any amount of mainstream appeal.