Few groups hate “illegals” more than immigrants. They did it the “hard way” so it shouldn’t be easy for anyone else.

There should be a progressive tax on anyone that owns a home but doesn’t live there. First home is nominal tax. Second home is double that. Third is quadruple. That’d fix housing and rent prices overnight.

And before anyone asks, yes same with apartment complexes. If the owner is forced to live in the complex, there’s an excellent incentive to keep it clean and maintained. And I’m specifically talking people, if a corporation owns a complex the top shareholder needs to be living there.

Other countries don’t have 30 year fixed like we do so there are systems to deal with this. Usually there’s no set repayment timeline, but rate is fixed for some period. Then it goes variable, or you negotiate a new fixed rate for another 5 or 10 years or whatever. The amount you contribute after interest is up to you and determines your payoff time.