i didnt see any other post so its good for me… pretty strong reaction when you could’ve just scrolled on by… hope you’re ok.

lets just hold the line of “the answer is always username/password + second factor”.

could be username/password + totp…

could be username/password + passkey…

if someone figures out my password, i dont lose everything…

if someone steals my passkey, i dont lose everything…

even if i do use the same password for everything, the second factor has it covered.

(nobody will ever guess my password of ******** anyway!)