More like 2026 + 10, Linux phones are severely lagging behind, enough so that they are at least 10 years away from having enough adoption for banks and the like to recognize their existence, the annoying truth is that it cannot be mainstream until it is able to use these critical apps with no workarounds as “it works but isn’t allowed” will be the death knell of any amount of mainstream appeal.
How do you deal with 2fa? For capital one in particular, I don’t believe there is an option not to use their app, and the other banks that I use are in the same boat or adamantly recommend to use their app.
I use capital ones website on graphene OS and have full access even to temporary cards and all that.
It didn’t want to play nice with Vanadium so I had to use Brave browser just for the banking stuff. I have a friend who uses cashapp and chase banking that way as well.
Only thing that doesn’t work is tap to pay and its only because Google are dicks and won’t allow it. Small price to pay to not have one of their spyware loaded versions of android on the phone though in my opinion.
I do SMS however before I had this phone I had a regular stock android phone with the Capital One app on it and I wonder if yours isn’t working maybe you can use the app on a stock android and set up SMS verification on that, then switch to the other non stock androids phone and I bet it will work.
You might not have to take this step, but if it isn’t working with SMS verification on the Brave browser try that and see if it works.
I mentioned it elsewhere in the comments, but in my experience, payment portals have redirected me to a verification page that has two options app verification and customer support, even though I have SMS setup. I contacted capital one and the rep said it was working as intended.
And if that doesn’t work contact their customer service and say you don’t have the option to use another device and you need to set up SMS verification or you’re going to have to consider another card. I bet it will work.
I fail to see how it would help, the issue arises when I try to use a payment portal like there is for caixa bank transactions, SMS is a valid way for me to sign in to my account, but not to confirm a payment.
And if that doesn’t work contact their customer service and say you don’t have the option to use another device and you need to set up SMS verification or you’re going to have to consider another card. I bet it will work.
I would have to disagree with your take, their customer service is 80% ai and 20% call center, none of the people you would talk to care or have the power to answer a threat like this.
I appreciate the ideas, but at the moment I don’t see a way of getting around my issues.
first of all, you can bank in a browser on a mobile phone just fine. second of all, don’t do your banking on your phone. that is a horrible idea and is one of the reasons mobile phone theft is so lucrative, because people are so obliging to keep their entire financial information downloaded to a single device.
It’s amazing how Americans love poking their nose into everyone else’s affairs yet can be so oblivious. For some people a phone is literally the only device they have, they can’t do anything else.
one of the reasons mobile phone theft is so lucrative, because people are so obliging to keep their entire financial information downloaded to a single device
[Citation needed]
The most common reason for mobile phone theft is to wipe it and sell it, or just dismantle it for parts.
No common thief is going to be trying to break into an iPhone’s security system to get to someone’s banking data.
Even if they manage to keep the phone unlocked, and even if they manage to get to a safe spot before I am able to lock the device remotely, they still can’t access any banking applications because they require the PIN/biometrics to get in, even on an unlocked phone.
do you know how to use Tor? if so, I can point you towards some tutorials on how to steal data from banking apps on an unlocked phone. best of all, it can be done in a matter of seconds.
this is why the feature to wipe stolen devices remotely exists on both Android and iOS devices.
How do you deal with 2fa? For capital one in particular, I don’t believe there is an option not to use their app, and the other banks that I use are in the same boat or adamantly recommend to use their app.
I don’t understand your question. Why would 2FA be a problem? Every password manager supports it. I almost never use my mobile for 2FA, unless I’m away from my laptop. As for Capital One, you can log in using the website from any browser.
Furthermore, since Linux phones run Linux, there’s nothing stopping you from running Android apps on Linux phones.
The standard for banks like capital one is, in order to login in a browser you must use their app 2fa, they do not support third party 2fa methods, and their app doesn’t work under compatibility layers. That last part may come with a workaround, but my earlier point is that the normal end user wouldn’t feel comfortable using such a thing if it is not officially allowed.
They also claim you can use 2fa by SMS, but that is first and foremost wrong since it isn’t an option for payment portals, and secondly insecure.
I guess it is a matter of semantics at this point, but i take the year of the Linux phone to be when a phone running a Linux os is viable for the masses, which as my original message states is at least 10 years out.
More like 2026 + 10, Linux phones are severely lagging behind, enough so that they are at least 10 years away from having enough adoption for banks and the like to recognize their existence, the annoying truth is that it cannot be mainstream until it is able to use these critical apps with no workarounds as “it works but isn’t allowed” will be the death knell of any amount of mainstream appeal.
I’m so tired of hearing people cry about banking apps. If you’ve got a working web browser you’ll survive.
How do you deal with 2fa? For capital one in particular, I don’t believe there is an option not to use their app, and the other banks that I use are in the same boat or adamantly recommend to use their app.
I use capital ones website on graphene OS and have full access even to temporary cards and all that.
It didn’t want to play nice with Vanadium so I had to use Brave browser just for the banking stuff. I have a friend who uses cashapp and chase banking that way as well.
Only thing that doesn’t work is tap to pay and its only because Google are dicks and won’t allow it. Small price to pay to not have one of their spyware loaded versions of android on the phone though in my opinion.
What is your 2fa method, I cannot sign in to the website without it and the only options I have been presented are SMS and app verification.
I do SMS however before I had this phone I had a regular stock android phone with the Capital One app on it and I wonder if yours isn’t working maybe you can use the app on a stock android and set up SMS verification on that, then switch to the other non stock androids phone and I bet it will work.
You might not have to take this step, but if it isn’t working with SMS verification on the Brave browser try that and see if it works.
I mentioned it elsewhere in the comments, but in my experience, payment portals have redirected me to a verification page that has two options app verification and customer support, even though I have SMS setup. I contacted capital one and the rep said it was working as intended.
Have you tried the above yet? Try it.
And if that doesn’t work contact their customer service and say you don’t have the option to use another device and you need to set up SMS verification or you’re going to have to consider another card. I bet it will work.
I fail to see how it would help, the issue arises when I try to use a payment portal like there is for caixa bank transactions, SMS is a valid way for me to sign in to my account, but not to confirm a payment.
I would have to disagree with your take, their customer service is 80% ai and 20% call center, none of the people you would talk to care or have the power to answer a threat like this.
I appreciate the ideas, but at the moment I don’t see a way of getting around my issues.
Text, email or authenticator.
first of all, you can bank in a browser on a mobile phone just fine. second of all, don’t do your banking on your phone. that is a horrible idea and is one of the reasons mobile phone theft is so lucrative, because people are so obliging to keep their entire financial information downloaded to a single device.
It’s amazing how Americans love poking their nose into everyone else’s affairs yet can be so oblivious. For some people a phone is literally the only device they have, they can’t do anything else.
[Citation needed]
The most common reason for mobile phone theft is to wipe it and sell it, or just dismantle it for parts.
No common thief is going to be trying to break into an iPhone’s security system to get to someone’s banking data.
They don’t need to break into it to steal your data if they swipe it out of your hand, which is usually how it happens.
Even if they manage to keep the phone unlocked, and even if they manage to get to a safe spot before I am able to lock the device remotely, they still can’t access any banking applications because they require the PIN/biometrics to get in, even on an unlocked phone.
do you know how to use Tor? if so, I can point you towards some tutorials on how to steal data from banking apps on an unlocked phone. best of all, it can be done in a matter of seconds.
this is why the feature to wipe stolen devices remotely exists on both Android and iOS devices.
Anything is possible with enough time. Which is why you force log-off all your apps and remote-wipe the device if your phone gets stolen.
How do you deal with 2fa? For capital one in particular, I don’t believe there is an option not to use their app, and the other banks that I use are in the same boat or adamantly recommend to use their app.
I don’t understand your question. Why would 2FA be a problem? Every password manager supports it. I almost never use my mobile for 2FA, unless I’m away from my laptop. As for Capital One, you can log in using the website from any browser.
Furthermore, since Linux phones run Linux, there’s nothing stopping you from running Android apps on Linux phones.
The standard for banks like capital one is, in order to login in a browser you must use their app 2fa, they do not support third party 2fa methods, and their app doesn’t work under compatibility layers. That last part may come with a workaround, but my earlier point is that the normal end user wouldn’t feel comfortable using such a thing if it is not officially allowed.
They also claim you can use 2fa by SMS, but that is first and foremost wrong since it isn’t an option for payment portals, and secondly insecure.
A normal end user wouldn’t be using a Linux phone.
I guess it is a matter of semantics at this point, but i take the year of the Linux phone to be when a phone running a Linux os is viable for the masses, which as my original message states is at least 10 years out.